About Business Bridging Loans

Business Bridging Loans arranges property-secured business finance across Australia: bridging loans, first and second mortgages, caveat loans and short-term private lending from $20k to $5m, with no valuation needed before approval.

Business Bridging Loans is a division of Company Cash Pty Ltd (ACN 673 762 297), based at 1341 Dandenong Road, Chadstone VIC 3148. We arrange loans for businesses in every Australian state and territory.

Who we help

Company directors, sole traders, trusts and partnerships who own residential or commercial property, or who can offer property owned by a director or related party, and who need business funds faster or more flexibly than a bank will allow. Typical borrowers include builders and developers waiting on a sale, operators buying premises at auction, owners clearing a tax debt before it escalates, and buyers whose bank approval arrived too late for settlement.

What makes secured private lending different

A bank starts with your income and fits the property in afterwards. Short-term secured lending starts with the property and the exit: how much equity is there, and how will the loan be repaid. That shift is why a decision can come quickly, why credit history matters less, and why a business with lumpy income or tax arrears can still be funded.

• $20k to $5m secured by first mortgage, second mortgage or caveat.
• No valuation needed before approval. We assess the property using market evidence so you are not paying for a formal report just to find out where you stand.
• Interest can be prepaid or added to the loan. That keeps monthly cash flow free while the business does what it borrowed for.
• A caveat can later be converted to a registered second mortgage. Speed now, a more formal structure later if the loan runs longer.
• Flexible terms: keep the loan as long as you need it. If a sale or refinance takes longer than planned, the loan can stay in place.
• Funding in as little as 24 hours is possible on straightforward deals once documents are signed.

How we work with you

• No credit check to enquire. Ask what is possible without a mark on your credit file. A check only happens if you decide to proceed.
• Your enquiry is not shopped around. We do not sell leads or blast your details to a list of lenders. One team works your file.
• A real person reads every enquiry. A specialist calls you to understand the property, the purpose and the exit.
• Accuracy saves time. Precise answers on the form, especially the property value, existing mortgage balance and exit plan, let us propose the right structure on the first call.

What you will find on this site

Detailed pages on every secured loan type, the situations that lead people to short-term finance, how lending works in your industry and your city, six calculators, a glossary and in-depth guides checked against official sources such as the ATO, ASIC and state revenue offices. We do not publish interest rates because every loan is priced on the property, the purpose and the exit.

Ready to test your numbers? Start a 60-second enquiry or call (03) 8538 1446.