Industries we fund
Secured Business Loans by Industry
Property security travels across every industry, but the reasons people borrow do not. See how secured finance is used in your sector.
Because the loan is secured by property, the lender's main question is the security and the exit, not whether your industry fits a bank's scorecard. That opens doors for sectors banks find awkward.
Each industry page covers the cash flow patterns of that sector, the moments when owners typically need fast secured money, and what to prepare so the deal moves quickly.
Property, building and land
Sectors where property is the business.
Construction
Property-secured loans for builders and construction firms: progress payment gaps, retention money, equipment, ATO arrears and creditor demands.
Read more →Property development
Private secured finance for developers: site purchases, holding through approvals, stalled projects, residual stock and equity release for the next project.
Read more →Property investors
Private secured loans for property investors: settle purchases fast, release equity across a portfolio, refinance maturing debt and fund repositioning.
Read more →Trades
Secured loans for electricians, plumbers, carpenters and other trade businesses: slow-paying builders, tax arrears, equipment and growth, from $20k.
Read more →Operating businesses
Trading businesses using property equity to move faster.
Hospitality
Secured loans for cafes, restaurants, pubs and venues: refurbishments, seasonal dips, tax arrears, venue purchases and supplier balances, from $20k to $5m.
Read more →Manufacturing
Secured loans for manufacturers: raw materials, large orders, equipment deposits, factory purchases and working capital, from $20k to $5m against property.
Read more →Transport and logistics
Secured loans for trucking, freight and logistics firms: fuel and wage gaps, long customer terms, depot purchases, tax arrears and fleet deposits.
Read more →Retail
Secured loans for retailers: seasonal stock, store fit-outs, new locations, buying the shop freehold and clearing tax or supplier arrears, from $20k.
Read more →Medical and dental
Secured loans for GPs, specialists, dentists and allied health: buying premises, fit-outs, practice acquisitions, partner buyouts and equipment deposits.
Read more →Professional services
Secured loans for accountants, lawyers, engineers, consultants and agencies: work-in-progress gaps, partner buyouts, acquisitions, office purchases and tax.
Read more →Childcare
Secured loans for childcare operators and owners: buying centres, fit-outs and compliance upgrades, payroll gaps, refinancing and acquisitions, from $20k.
Read more →Agriculture
Secured loans for farmers and agribusinesses: seasonal inputs, harvest timing gaps, land purchases, equipment deposits and tax arrears, against property.
Read more →Questions about industries
Do you lend to industries banks avoid?
Yes. Because the loan is secured by property and repaid from a defined exit, industry type matters less than it does to a bank's scorecard.
Does the property have to belong to the business?
No. Property owned by a director, trust or related company can secure the loan if the owner agrees to provide it as security.
Can the loan be used for equipment, stock or wages?
Yes, for business purposes. Common uses include stock, equipment deposits, payroll gaps, tax debts and buying premises or another business.
Do I need financial statements?
Often fewer than a bank requires. The focus is on the security and how the loan will be repaid, so many deals proceed on limited documentation.
No credit check to enquire
Find out where you stand before anything touches your credit file. A check only happens once you choose to proceed.
Not shopped around
Your enquiry is not sprayed across a list of lenders. It stays with one team that works the deal properly.
A real person on your file
A secured lending specialist reads your details and calls you. Accurate answers on the form mean the right structure first time.
Prefer to start now? Enquire here
About 60 seconds. No credit check when you first enquire, and a secured lending specialist calls you back.
Show us the property and the deadline. We'll show you the structure.
One short enquiry. No credit check when you first enquire, a specialist reading it, and your details kept with one team rather than shopped around.
No credit check to enquire
Not shopped around
A real person on your file