Where we lend
Secured Business Loans Across Australia
We arrange property-secured business loans in every state and territory, in capital cities and major regional centres.
Security is assessed property by property, so where your property sits matters. Each state has its own land titles office, duty rules and settlement habits, and regional markets behave differently to the capitals.
These pages explain how secured lending works in each city and region, the property types we commonly see there, and the local details that affect timing.
Capital cities
Every state and territory capital.
Sydney
Property-secured business loans in Sydney from $20k to $5m: bridging, caveat, first and second mortgages across the CBD, suburbs and Western Sydney.
Read more →Melbourne
Property-secured business loans in Melbourne from $20k to $5m: bridging, caveat, first and second mortgages across the CBD, suburbs and growth corridors.
Read more →Brisbane
Property-secured business loans in Brisbane from $20k to $5m: bridging, caveat, first and second mortgages over Queenslanders, units, warehouses and land.
Read more →Perth
Property-secured business loans in Perth from $20k to $5m: bridging, caveat, first and second mortgages across the metro area, with Landgate titles.
Read more →Adelaide
Property-secured business loans in Adelaide from $20k to $5m: bridging, caveat, first and second mortgages, with Land Services SA titles and RevenueSA duty.
Read more →Hobart
Property-secured business loans in Hobart and southern Tasmania from $20k to $5m: bridging, caveat and mortgage finance for tourism, food and trades.
Read more →Canberra
Property-secured business loans in Canberra and the ACT from $20k to $5m. How ACT leasehold titles work as security, plus bridging and caveat options.
Read more →Darwin
Property-secured business loans in Darwin and the NT from $20k to $5m: bridging, caveat and mortgage finance for contractors, tourism and trade.
Read more →Regional and satellite cities
Major regional centres and metro sub-markets.
Gold Coast
Property-secured business loans on the Gold Coast from $20k to $5m: bridging, caveat and mortgage finance for tourism, construction and development.
Read more →Sunshine Coast
Property-secured business loans on the Sunshine Coast from $20k to $5m: bridging, caveat and second mortgage finance for tourism, trades and development.
Read more →Newcastle
Property-secured business loans in Newcastle and the Hunter from $20k to $5m: bridging, caveat and mortgage finance for industry, trades and property.
Read more →Wollongong
Property-secured business loans in Wollongong and the Illawarra from $20k to $5m: bridging, caveat and second mortgage finance for local businesses.
Read more →Parramatta and Western Sydney
Property-secured business loans in Parramatta and Western Sydney from $20k to $5m: bridging, caveat and mortgage finance for growing local businesses.
Read more →Central Coast
Property-secured business loans on the NSW Central Coast from $20k to $5m: bridging, caveat and second mortgage finance for trades, retail and property.
Read more →Geelong
Property-secured business loans in Geelong, the Bellarine and Surf Coast from $20k to $5m: bridging, caveat and mortgage finance for local businesses.
Read more →Ballarat
Property-secured business loans in Ballarat and the Central Highlands from $20k to $5m: bridging, caveat and mortgage finance for regional businesses.
Read more →Bendigo
Property-secured business loans in Bendigo and central Victoria from $20k to $5m: bridging, caveat and mortgage finance for regional businesses and farms.
Read more →Toowoomba
Property-secured business loans in Toowoomba and the Darling Downs from $20k to $5m: bridging, caveat and mortgage finance for agribusiness and trades.
Read more →Townsville
Property-secured business loans in Townsville and North Queensland from $20k to $5m: bridging, caveat and mortgage finance for contractors and trade.
Read more →Cairns
Property-secured business loans in Cairns and Far North Queensland from $20k to $5m: bridging and caveat finance for tourism, trades and agribusiness.
Read more →Launceston
Property-secured business loans in Launceston and northern Tasmania from $20k to $5m: bridging, caveat and mortgage finance for local businesses and farms.
Read more →Questions about locations
Do you lend in regional areas?
Yes. We arrange loans across every state and territory, including regional cities. Location affects how a property is assessed, so tell us the exact address on the enquiry.
Does it matter which state the property is in?
The process is similar everywhere, but each state has its own land titles office, duty rules and caveat procedures. We work with them all.
Do I need to visit an office?
No. Everything can be done by phone, email and electronic signing, with settlement handled electronically in most cases.
Can a property in one state secure a business in another?
Yes. The security can be anywhere in Australia, regardless of where the business trades.
No credit check to enquire
Find out where you stand before anything touches your credit file. A check only happens once you choose to proceed.
Not shopped around
Your enquiry is not sprayed across a list of lenders. It stays with one team that works the deal properly.
A real person on your file
A secured lending specialist reads your details and calls you. Accurate answers on the form mean the right structure first time.
Prefer to start now? Enquire here
About 60 seconds. No credit check when you first enquire, and a secured lending specialist calls you back.
Show us the property and the deadline. We'll show you the structure.
One short enquiry. No credit check when you first enquire, a specialist reading it, and your details kept with one team rather than shopped around.
No credit check to enquire
Not shopped around
A real person on your file